1-732-784-2844
COMMON CLAIMS
Fire damage claims direct fire/smoke/soot damage, water damage from firefighting, structural repairs, damaged personal belongings (furniture, electronics, clothes), and additional living expenses (temporary housing, meals) if displaced; for businesses, lost income is also claimable, with the key being that standard policies cover a broad spectrum of losses, but always check your specific policy for exclusions
Sudden and accidental water damage, from burst pipes, overflowing appliances (toilets, sinks, washing machines), or roof leaks caused by storms, but excludes damage from floods (requiring separate insurance) or slow leaks/maintenance issues (like neglected foundation cracks or gradual seepage). Damage from fire suppression systems and certain sewer backups might also be covered with endorsements.
Flood damage, covered by separate flood insurance (like NFIP), includes structural issues (walls, foundation), damaged contents (furniture, electronics, appliances), electrical/plumbing systems, mold/mildew, and potentially additional living expenses (ALE) or business interruption, but not standard homeowners insurance, which covers sudden internal leaks (burst pipes) but not rising ground water from storms, rivers, or surges.
WHO WE ARE
At Adjustments by Legacy, we are dedicated to providing expert guidance and support in navigating the complexity of your insurance claim. Our team is committed to helping you understand your options and ensuring that you receive the best possible assistance during emergency situations. We believe in making the process simple and accessible for everyone, because your insurance carrier has hired an adjuster to work for THEM.
We will work tirelessly for YOU
HAPPY CUSTOMERS
I had an amazing experience with Adjustments by! They went above and beyond to ensure I received the best possible outcome from my insurance claim. Their team was professional, attentive, and truly cared my situation. I couldn't be happier with the results and highly recommend their services to anyone in need!
The team at AdjustmentsbyLegacy2 is incredibly knowledgeable and responsive. They guided me through the insurance process with ease and provided valuable assistance during a challenging time. I highly recommend their services to anyone in need of reliable insurance expertise. - Emily, NY
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AREAS COVERED
NEW YORK
NEW JERSEY
PENNSYLVANIA
1-732-784-2844
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adjustmentsbylegacy.com
Newark, Jersey City, Paterson, Elizabeth, Trenton, Camden, Atlantic City, Bayonne, Hoboken, Morristown, Perth Amboy, Red Bank
New York City, Buffalo, Rochester, Yonkers, Syracuse, Albany, New Rochelle, Mount Vernon.
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